Rachel Valliere Life Insurance & Investments
(905) 337-8142
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    • Term Insurance
    • Term to 100
    • Universal Life
    • 10, 15 or 20 Year Pay
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  • Disability Insurance
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    • RRSP & RRIF
    • GMWB Guaranteed Minimum Withdrawal Benefits
    • RESP
    • TFSA - Tax Free Savings Account
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RESPs (Registered Education Savings Plans)

PROBLEM: With the way tuition costs are rising; how are you going to afford to pay for your child’s or grandchild’s post-secondary education?
SOLUTION: Pre-pay their education!   It has several advantages that are worth looking into.
Advantages of R.E.S.P.’s
• Take advantage of the Canadian Education Savings Grant of 20%
​(up to $7,200) which is added to your contributions.
• UNIQUE ~ in its Education Bonus of up to an additional 15%. The R.E.S.P. money will be given to your child/grandchild when they are ready to go to post-secondary education.
• AFFORDABLE ~ contributions start from only $25/month.
• CONVENIENT ~ payment structure of  pre-authorized deposit.
• Investments will grow in diversified funds allocated based on the child’s age
(Chosen by the carrier).
• Deposits are 100% guaranteed after 10 years.
• Flexible definitions on what is “post-secondary”.
(Because you never know where their dreams will take them!)
Suitable for parents or grandparents of children from newborn to age 14.
Also - You might be eligible for the Canada Learning Bond.
• If your child is born after December 31, 2004
• If you’re receiving the national child benefit supplement. (Generally if your net annual family income is below $37,885)
Click link HERE for 30% off university tuition program in Ontario
Rachel Valliere Ph: (905) 337-8142       Email: rachel.valliere@sympatico.ca